:root{font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:#f6f8fb;color:#172033}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;min-width:320px;line-height:1.6;background:#f6f8fb}a{text-decoration:none;color:inherit}button,input{font:inherit}button{cursor:pointer}.container{width:min(1180px,calc(100% - 40px));margin:auto}.narrow{max-width:840px}.topbar{position:sticky;top:0;z-index:20;background:#fffffff2;border-bottom:1px solid #e7ebf0;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{font-size:21px;font-weight:850}.brand span{color:#087f5b}.nav nav{display:flex;gap:25px}.nav nav a{font-size:14px;font-weight:650;color:#566176}.nav nav a.active,.nav nav a:hover{color:#087f5b}.hero{padding:70px 0 110px;text-align:center;background:radial-gradient(circle at top,#dff8ee,transparent 42%),#fff}.hero-inner{max-width:780px}.badge{display:inline-flex;background:#e8f8f2;color:#087f5b;padding:7px 14px;border-radius:999px;font-size:12px;font-weight:850}.hero h1,.page-hero h1{letter-spacing:-2px;line-height:1.06}.hero h1{font-size:clamp(40px,6vw,60px);margin:18px 0 12px}.hero h1 span{color:#087f5b}.hero p,.page-hero p,.muted{color:#697386}.hero-points{margin-top:22px;display:flex;justify-content:center;gap:22px;flex-wrap:wrap;font-weight:650}.calculator-wrap{margin-top:-62px;padding-bottom:50px}.calculator-grid{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(280px,.72fr);gap:24px;align-items:start}.calculator-card{background:#fff;border:1px solid #e8ecf1;border-radius:22px;padding:34px;box-shadow:0 22px 55px #10182817}.eyebrow{font-size:11px;letter-spacing:1px;font-weight:850;color:#087f5b}.calculator-card h2{margin:5px 0 2px;font-size:28px}.toggle{margin:26px 0;padding:5px;background:#f1f4f7;border-radius:14px;display:grid;grid-template-columns:1fr 1fr;gap:5px}.toggle button{border:0;background:transparent;border-radius:10px;padding:14px;color:#596579}.toggle strong,.toggle small{display:block}.toggle small{font-size:11px;margin-top:2px}.toggle .active{background:#fff;color:#087f5b;box-shadow:0 2px 10px #10182814}.calculator-card label{display:block;margin-bottom:8px;font-size:14px;font-weight:750}.money-input{display:flex;border:2px solid #d4dbe4;border-radius:13px;overflow:hidden}.money-input:focus-within{border-color:#087f5b;box-shadow:0 0 0 4px #087f5b14}.money-input span{display:flex;align-items:center;padding:0 18px;background:#f7f9fb;border-right:1px solid #e5e9ef;font-weight:800}.money-input input{width:100%;border:0;outline:0;padding:18px;font-size:24px;font-weight:800}.rate{margin-top:12px;display:flex;justify-content:space-between;color:#697386;font-size:14px}.rate strong{background:#e8f8f2;color:#087f5b;padding:4px 11px;border-radius:999px}.results{margin-top:25px;padding-top:15px;border-top:1px solid #edf0f4}.results>div{display:flex;justify-content:space-between;padding:9px 0}.results span{color:#697386}.total{margin-top:12px;padding:22px;border-radius:15px;background:linear-gradient(135deg,#087f5b,#0ba273);color:#fff;display:flex;align-items:center;justify-content:space-between}.total span,.total small{display:block}.total small{opacity:.8}.total>strong{font-size:28px}.actions{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:20px}.actions button{padding:13px;border-radius:10px;font-weight:750}.actions button:first-child{background:#fff;border:1px solid #d4dbe4}.actions button:last-child{background:#111827;color:#fff;border:1px solid #111827}.actions button:disabled{opacity:.4}.calculator-grid aside{display:flex;flex-direction:column;gap:20px}.quick-card{background:#fff;border:1px solid #e7ebf0;border-radius:16px;padding:24px}.quick-card h3{margin:6px 0 15px}.quick-card>div{display:flex;justify-content:space-between;padding:9px 0;border-top:1px solid #edf0f4}.ad-box{min-height:150px;border:1px dashed #c8d0dc;border-radius:14px;background:#f0f2f5;color:#98a2b3;display:flex;align-items:center;justify-content:center;flex-direction:column}.ad-box small{font-size:9px;letter-spacing:1.4px}.ad-wide{padding:10px 0 65px}.section{padding:80px 0}.white{background:#fff}.section-title{text-align:center;max-width:700px;margin:0 auto 40px}.section-title span{color:#087f5b;font-size:12px;font-weight:850}.section-title h2{font-size:38px;letter-spacing:-1px;margin:7px 0}.cards,.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.cards>a,.info-grid>a{padding:28px;border:1px solid #e7ebf0;border-radius:16px;background:#fff}.icon{width:45px;height:45px;border-radius:12px;display:grid;place-items:center;background:#e8f8f2;color:#087f5b;font-size:24px;font-weight:900}.cards p,.info-grid span{color:#697386}.cards strong,.green-link{color:#087f5b}.content-two{display:grid;grid-template-columns:1.4fr .7fr;gap:40px;align-items:center}.content-two h2{font-size:36px;letter-spacing:-1px}.formula{background:#101828;color:#fff;padding:28px;border-radius:18px}.formula span,.formula strong{display:block}.formula span{color:#98a2b3;font-size:12px}.formula strong{font-size:32px;margin:5px 0 10px}.formula div{padding:7px 0;border-top:1px solid #344054}.info-grid a{display:flex;flex-direction:column;gap:4px}.source{padding:60px 0;background:#eaf8f3;text-align:center}.source .container{max-width:850px}.source p{color:#526174}.source a{color:#087f5b;font-weight:800}.page-hero{padding:70px 0 65px;background:linear-gradient(#fff,#f7fffb)}.page-hero h1{font-size:clamp(38px,5vw,54px);margin:10px 0}.article-calc{margin-top:-15px;padding-bottom:25px}.page-content{padding:65px 0 80px;background:#fff}.prose{font-size:17px}.prose p{color:#526174}.prose h2{margin-top:35px;font-size:28px}.official{margin-top:30px;padding:20px;background:#eef8f4;border-radius:12px}.official a{color:#087f5b;font-weight:800}.faq{border:1px solid #e6eaf0;border-radius:12px;background:#fff;margin-bottom:12px;overflow:hidden}.faq button{width:100%;border:0;background:#fff;padding:18px 20px;display:flex;justify-content:space-between;font-weight:750;text-align:left}.faq button strong{color:#087f5b;font-size:20px}.faq p{margin:0;padding:0 20px 20px;color:#697386}footer{background:#101828;color:#fff}.footer-grid{padding:50px 0;display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:30px}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:7px}.footer-grid h4{margin:0 0 8px}.footer-grid a:not(.brand){font-size:13px;color:#cbd3df}.footer-grid p{color:#98a2b3;font-size:14px}.copyright{padding:18px;text-align:center;border-top:1px solid #344054;color:#98a2b3;font-size:12px}@media(max-width:900px){.calculator-grid,.content-two,.footer-grid,.cards,.info-grid{grid-template-columns:1fr}}@media(max-width:680px){.container{width:min(100% - 28px,1180px)}.nav nav{display:none}.hero{padding:50px 0 92px}.calculator-card{padding:21px}.toggle{grid-template-columns:1fr}.total{flex-direction:column;align-items:flex-start;gap:10px}.actions{grid-template-columns:1fr}.page-hero{padding:50px 0}}